AnnieMac Home Mortgage

We proudly stand behind our local champions, extending exclusive mortgage options tailored for New Jersey's police officers and firefighters. Our new initiative aims to offer financial aid and perks to these dedicated individuals, guaranteeing they can secure budget-friendly housing options.

Competitive Rates

With interest rates often surpassing those of conventional mortgages, this program presents an enticing option for homebuyers seeking affordability.

Tailored Terms

Embracing diverse financial circumstances and requirements, PFRS offers a range of mortgage terms, empowering borrowers to select the most suitable option.

Unique Safeguards

Acknowledging the distinctive obstacles and hazards inherent in police and firefighting professions, the PFRS mortgage program incorporates special safeguards. These provisions may encompass situations such as duty-related injuries, ensuring that the mortgage remains manageable during challenging periods.

Program Requirements

This is determined by Fannie Mae. Jumbo loans are not eligible; Current maximum mortgage amount is $766,550. Insurance required on all loans with down payments of less than 20%.

Eligible Properties

Single- or dual-family homes as well as condominium units situated within the state of New Jersey are eligible. Additionally, vacant land is permissible if there is a signed contract for the construction of a suitable single- or dual-family dwelling that the borrower will occupy as their primary residence within 120 days of the closing.

Utilize NJHMFA Today

New Jersey's PFRS mortgage initiative reflects the state's dedication to supporting its police officers and firefighters. If you're a PFRS member actively contemplating a home purchase, this program could be precisely what you're seeking.

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